![Picture](/uploads/1/2/0/7/12076316/3611953.jpg?137)
Over the past few years, mutual fund companies have flooded 401k Plans with Target-Date funds in an attempt to make portfolio selection easier for participants. They want to provide an “easier” option to retirement savings. For those that aren’t familiar with these investments, they are mutual funds designed to provide an “appropriate” asset allocation based on the date at which you expect to need access to your money. i.e. the day you retire.